Peoples Bank Of Graceville is a bank based in Graceville, Florida, established in 1974, with $118 million in total assets across 1 branch. By Trust Grade it ranks 69th of 83 banks we track in Florida. Its capital ratio of 6.9% trails most similarly sized banks (7th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Peoples Bank Of Graceville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank Of Graceville compares to Florida peers
How we graded Peoples Bank Of Graceville
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.9% capital ratio)
- Profitable (ROA 0.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank Of Graceville over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 5306 Brown St, Graceville, FL 32440
Are deposits at Peoples Bank Of Graceville insured?
Yes. Peoples Bank Of Graceville is an FDIC-insured bank (FDIC certificate #21692). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank Of Graceville: frequently asked questions
Is Peoples Bank Of Graceville a good bank?
Peoples Bank Of Graceville earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Profitable (ROA 0.97%).
Is Peoples Bank Of Graceville FDIC-insured?
Yes. Peoples Bank Of Graceville is a FDIC-insured bank (FDIC certificate #21692). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank Of Graceville?
Peoples Bank Of Graceville holds $118 million in total assets, ranking 69th of 83 banks we track in Florida. It operates 1 branch.
Does Peoples Bank Of Graceville have CFPB complaints?
No CFPB complaints against Peoples Bank Of Graceville appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
