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Members Trust Company

Tampa, FL · Est. 2003 · Website ↗
B
Trust Grade
Strong
Score: 82/100

Members Trust Company is a bank based in Tampa, Florida, established in 2003, with $35 million in total assets across 4 branches. By Trust Grade it ranks 73rd of 83 banks we track in Florida. Its capital ratio of 83.4% is stronger than 98% of similarly sized banks, versus a Florida median of 9.3%. It posted a loss over the most recent period (-0.84% return on assets), a point to watch. No consumer complaints against Members Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$34.6M
<$100M institution
Deposits
$500K
Branches
4
Capital ratio
83.4%
Top 2% of <$100M peers · Florida median 9.3%
Return on assets
-0.8%
Bottom 8% of <$100M peers · Florida median 1.01%
Rank in Florida
#73
of 83 banks

How Members Trust Company compares to Florida peers

Capital ratio
Top 2% of <$100M peers
Members Trust
83.4%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of <$100M peers
Members Trust
-0.8%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Members Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Strongly capitalized (83.4% capital ratio)
  • Unprofitable over the period (ROA -0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 501 S Cherry St, Denver, CO 80246
  • 14055 Riveredge Dr, Tampa, FL 33637
  • 4100 Monument Corner Dr, Vienna, VA 22030
  • 221 N Kansas St, El Paso, TX 79901

Are deposits at Members Trust Company insured?

Yes. Members Trust Company is an FDIC-insured bank (FDIC certificate #57470). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members Trust Company: frequently asked questions

Is Members Trust Company a good bank?

Members Trust Company earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (83.4% capital ratio); Unprofitable over the period (ROA -0.84%).

Is Members Trust Company FDIC-insured?

Yes. Members Trust Company is a FDIC-insured bank (FDIC certificate #57470). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Members Trust Company?

Members Trust Company holds $35 million in total assets, ranking 73rd of 83 banks we track in Florida. It operates 4 branches.

Does Members Trust Company have CFPB complaints?

No CFPB complaints against Members Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Century Bank Of Florida
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Peoples Bank Of Graceville
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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