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Eastern National Bank

Miami, FL · Est. 1969 · Website ↗
D
Trust Grade
Below average
Score: 69/100

Eastern National Bank is a bank based in Miami, Florida, established in 1969, with $74 million in total assets across 4 branches. By Trust Grade it ranks 80th of 83 banks we track in Florida. Its capital ratio of 9.0% trails most similarly sized banks (19th percentile), versus a Florida median of 9.3%. It posted a loss over the most recent period (-7.14% return on assets), a point to watch. No consumer complaints against Eastern National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$73.5M
<$100M institution
Deposits
$64.8M
Branches
4
Capital ratio
9.0%
Bottom 19% of <$100M peers · Florida median 9.3%
Return on assets
-7.1%
Bottom 1% of <$100M peers · Florida median 1.01%
Rank in Florida
#80
of 83 banks

How Eastern National Bank compares to Florida peers

Capital ratio
Bottom 19% of <$100M peers
Eastern National
9.0%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of <$100M peers
Eastern National
-7.1%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Eastern National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
69/100
Customer experience
n/a
Overall
D · 69
  • Strongly capitalized (9.0% capital ratio)
  • Unprofitable over the period (ROA -7.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eastern National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 9700 S Dixie Hwy, Miami, FL 33156
  • 1584 W 84th St, Hialeah, FL 33014
  • 7800 Nw 25th St, Miami, FL 33122
  • 8803 Sw 107th Ave, Miami, FL 33176

Are deposits at Eastern National Bank insured?

Yes. Eastern National Bank is an FDIC-insured bank (FDIC certificate #20026). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eastern National Bank: frequently asked questions

Is Eastern National Bank a good bank?

Eastern National Bank earns a Bankzia Trust Grade of D (69/100, "Below average"), based on a financial-strength score of 69/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Unprofitable over the period (ROA -7.14%).

Is Eastern National Bank FDIC-insured?

Yes. Eastern National Bank is a FDIC-insured bank (FDIC certificate #20026). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Eastern National Bank?

Eastern National Bank holds $74 million in total assets, ranking 80th of 83 banks we track in Florida. It operates 4 branches.

Does Eastern National Bank have CFPB complaints?

No CFPB complaints against Eastern National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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