Skip to main content
bank

Flint Community Bank

Albany, GA · Est. 2006 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Flint Community Bank is a bank based in Albany, Georgia, established in 2006, with $352 million in total assets across 2 branches. By Trust Grade it ranks 82nd of 124 banks we track in Georgia. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 2.02% return on assets. No consumer complaints against Flint Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$351.8M
$100M–1B institution
Deposits
$303.9M
Branches
2
Capital ratio
9.0%
Bottom 29% of $100M–1B peers · Georgia median 10.5%
Return on assets
2.0%
Top 12% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#82
of 124 banks

How Flint Community Bank compares to Georgia peers

Capital ratio
Bottom 29% of $100M–1B peers
Flint Community
9.0%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $100M–1B peers
Flint Community
2.0%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Flint Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 2.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Flint Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 2910 Meredyth Dr, Albany, GA 31721
  • 112 N Westover Blvd, Albany, GA 31707

Are deposits at Flint Community Bank insured?

Yes. Flint Community Bank is an FDIC-insured bank (FDIC certificate #58074). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Flint Community Bank: frequently asked questions

Is Flint Community Bank a good bank?

Flint Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 2.02%).

Is Flint Community Bank FDIC-insured?

Yes. Flint Community Bank is a FDIC-insured bank (FDIC certificate #58074). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Flint Community Bank?

Flint Community Bank holds $352 million in total assets, ranking 82nd of 124 banks we track in Georgia. It operates 2 branches.

Does Flint Community Bank have CFPB complaints?

No CFPB complaints against Flint Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First National Bank Of Decatur County
bank · Bainbridge, GA · $349M assets
Rabun County Bank
bank · Clayton, GA · $364M assets
First Southern Bank
bank · Waycross, GA · $335M assets
Douglas National Bank
bank · Douglas, GA · $332M assets
Bank Of Newington
bank · Newington, GA · $331M assets
Altamaha Bank & Trust Company
bank · Vidalia, GA · $330M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →