Rabun County Bank is a bank based in Clayton, Georgia, established in 1975, with $364 million in total assets across 4 branches. By Trust Grade it ranks 32nd of 124 banks we track in Georgia. Its capital ratio of 10.4% is stronger than 55% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Rabun County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rabun County Bank compares to Georgia peers
How we graded Rabun County Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rabun County Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 121 Rickman St, Clayton, GA 30525
- 7408 Highway 441 N, Dillard, GA 30537
- 210 Cannon Bridge Rd, Cornelia, GA 30531
- 389 Washington Street, Clarkesville, GA 30523
Are deposits at Rabun County Bank insured?
Yes. Rabun County Bank is an FDIC-insured bank (FDIC certificate #22138). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rabun County Bank: frequently asked questions
Is Rabun County Bank a good bank?
Rabun County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.31%).
Is Rabun County Bank FDIC-insured?
Yes. Rabun County Bank is a FDIC-insured bank (FDIC certificate #22138). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Rabun County Bank?
Rabun County Bank holds $364 million in total assets, ranking 32nd of 124 banks we track in Georgia. It operates 4 branches.
Does Rabun County Bank have CFPB complaints?
No CFPB complaints against Rabun County Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
