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The Peoples Bank

Eatonton, GA · Est. 1943 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Peoples Bank is a bank based in Eatonton, Georgia, established in 1943, with $273 million in total assets across 2 branches. By Trust Grade it ranks 13th of 124 banks we track in Georgia. Its capital ratio of 11.1% is stronger than 63% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against The Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$273.3M
$100M–1B institution
Deposits
$239.2M
Branches
2
Capital ratio
11.1%
Top 37% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.6%
Top 25% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#13
of 124 banks

How The Peoples Bank compares to Georgia peers

Capital ratio
Top 37% of $100M–1B peers
The Peoples
11.1%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
The Peoples
1.6%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded The Peoples Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 209 S Jefferson Ave, Eatonton, GA 31024
  • 991 Greensboro Rd, Eatonton, GA 31024

Are deposits at The Peoples Bank insured?

Yes. The Peoples Bank is an FDIC-insured bank (FDIC certificate #16152). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples Bank: frequently asked questions

Is The Peoples Bank a good bank?

The Peoples Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.64%).

Is The Peoples Bank FDIC-insured?

Yes. The Peoples Bank is a FDIC-insured bank (FDIC certificate #16152). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples Bank?

The Peoples Bank holds $273 million in total assets, ranking 13th of 124 banks we track in Georgia. It operates 2 branches.

Does The Peoples Bank have CFPB complaints?

No CFPB complaints against The Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.

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South Georgia Bank
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The Claxton Bank
bank · Bellville, GA · $295M assets
Georgia First Bank
bank · Soperton, GA · $296M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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