First Federal Savings And Loan Association Of Valdosta is a bank based in Valdosta, Georgia, established in 1934, with $278 million in total assets across 4 branches. By Trust Grade it ranks 64th of 124 banks we track in Georgia. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against First Federal Savings And Loan Association Of Valdosta appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Federal Savings And Loan Association Of Valdosta compares to Georgia peers
How we graded First Federal Savings And Loan Association Of Valdosta
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Federal Savings And Loan Association Of Valdosta over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 2728 N Oak St, Valdosta, GA 31602
- 801 Lakes Blvd, Lake Park, GA 31636
- 411 N Patterson St, Valdosta, GA 31601
- 460 Norman Dr, Valdosta, GA 31601
Are deposits at First Federal Savings And Loan Association Of Valdosta insured?
Yes. First Federal Savings And Loan Association Of Valdosta is an FDIC-insured bank (FDIC certificate #29164). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Federal Savings And Loan Association Of Valdosta: frequently asked questions
Is First Federal Savings And Loan Association Of Valdosta a good bank?
First Federal Savings And Loan Association Of Valdosta earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.84%).
Is First Federal Savings And Loan Association Of Valdosta FDIC-insured?
Yes. First Federal Savings And Loan Association Of Valdosta is a FDIC-insured bank (FDIC certificate #29164). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Federal Savings And Loan Association Of Valdosta?
First Federal Savings And Loan Association Of Valdosta holds $278 million in total assets, ranking 64th of 124 banks we track in Georgia. It operates 4 branches.
Does First Federal Savings And Loan Association Of Valdosta have CFPB complaints?
No CFPB complaints against First Federal Savings And Loan Association Of Valdosta appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
