Ab&T is a bank based in Albany, Georgia, established in 1999, with $272 million in total assets across 3 branches. By Trust Grade it ranks 40th of 124 banks we track in Georgia. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Ab&T appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ab&T compares to Georgia peers
How we graded Ab&T
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ab&T over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 2815 Meredyth Dr, Albany, GA 31707
- 241 Pine Ave, Albany, GA 31701
- 2815 Meredyth Dr, Albany, GA 31707
Are deposits at Ab&T insured?
Yes. Ab&T is an FDIC-insured bank (FDIC certificate #35029). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ab&T: frequently asked questions
Is Ab&T a good bank?
Ab&T earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.84%).
Is Ab&T FDIC-insured?
Yes. Ab&T is a FDIC-insured bank (FDIC certificate #35029). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ab&T?
Ab&T holds $272 million in total assets, ranking 40th of 124 banks we track in Georgia. It operates 3 branches.
Does Ab&T have CFPB complaints?
No CFPB complaints against Ab&T appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
