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The Bank Of Edison

Edison, GA · Est. 1904 · Website ↗
B
Trust Grade
Strong
Score: 82/100

The Bank Of Edison is a bank based in Edison, Georgia, established in 1904, with $85 million in total assets across 1 branch. By Trust Grade it ranks 117th of 124 banks we track in Georgia. Its capital ratio of 5.6% trails most similarly sized banks (3th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against The Bank Of Edison appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.9M
<$100M institution
Deposits
$79.8M
Branches
1
Capital ratio
5.6%
Bottom 3% of <$100M peers · Georgia median 10.5%
Return on assets
1.3%
Top 35% of <$100M peers · Georgia median 1.53%
Rank in Georgia
#117
of 124 banks

How The Bank Of Edison compares to Georgia peers

Capital ratio
Bottom 3% of <$100M peers
The Bank
5.6%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
The Bank
1.3%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of Edison

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (5.6% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of Edison over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 476 Turner St, Edison, GA 39846

Are deposits at The Bank Of Edison insured?

Yes. The Bank Of Edison is an FDIC-insured bank (FDIC certificate #5686). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of Edison: frequently asked questions

Is The Bank Of Edison a good bank?

The Bank Of Edison earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (5.6% capital ratio); Strongly profitable (ROA 1.27%).

Is The Bank Of Edison FDIC-insured?

Yes. The Bank Of Edison is a FDIC-insured bank (FDIC certificate #5686). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of Edison?

The Bank Of Edison holds $85 million in total assets, ranking 117th of 124 banks we track in Georgia. It operates 1 branch.

Does The Bank Of Edison have CFPB complaints?

No CFPB complaints against The Bank Of Edison appear in our data over the analysis window, which is typical for a bank of this size.

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The Four County Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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