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Rochelle State Bank

Rochelle, GA · Est. 1934 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Rochelle State Bank is a bank based in Rochelle, Georgia, established in 1934, with $83 million in total assets across 1 branch. By Trust Grade it ranks 113th of 124 banks we track in Georgia. Its capital ratio of 8.1% trails most similarly sized banks (11th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Rochelle State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$83.3M
<$100M institution
Deposits
$76.3M
Branches
1
Capital ratio
8.1%
Bottom 11% of <$100M peers · Georgia median 10.5%
Return on assets
0.1%
Bottom 18% of <$100M peers · Georgia median 1.53%
Rank in Georgia
#113
of 124 banks

How Rochelle State Bank compares to Georgia peers

Capital ratio
Bottom 11% of <$100M peers
Rochelle State
8.1%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Rochelle State
0.1%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Rochelle State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.1% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rochelle State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 800 Ashley St, Rochelle, GA 31079

Are deposits at Rochelle State Bank insured?

Yes. Rochelle State Bank is an FDIC-insured bank (FDIC certificate #16609). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rochelle State Bank: frequently asked questions

Is Rochelle State Bank a good bank?

Rochelle State Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.13%).

Is Rochelle State Bank FDIC-insured?

Yes. Rochelle State Bank is a FDIC-insured bank (FDIC certificate #16609). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Rochelle State Bank?

Rochelle State Bank holds $83 million in total assets, ranking 113th of 124 banks we track in Georgia. It operates 1 branch.

Does Rochelle State Bank have CFPB complaints?

No CFPB complaints against Rochelle State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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