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Bank Of Hancock County

Sparta, GA · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Bank Of Hancock County is a bank based in Sparta, Georgia, established in 1904, with $85 million in total assets across 1 branch. By Trust Grade it ranks 86th of 124 banks we track in Georgia. Its capital ratio of 15.9% is stronger than 76% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Bank Of Hancock County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.6M
<$100M institution
Deposits
$71.0M
Branches
1
Capital ratio
15.9%
Top 24% of <$100M peers · Georgia median 10.5%
Return on assets
0.4%
Bottom 25% of <$100M peers · Georgia median 1.53%
Rank in Georgia
#86
of 124 banks

How Bank Of Hancock County compares to Georgia peers

Capital ratio
Top 24% of <$100M peers
Bank Of
15.9%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
Bank Of
0.4%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Hancock County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (15.9% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Hancock County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 12855 Broad St, Sparta, GA 31087

Are deposits at Bank Of Hancock County insured?

Yes. Bank Of Hancock County is an FDIC-insured bank (FDIC certificate #10057). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Hancock County: frequently asked questions

Is Bank Of Hancock County a good bank?

Bank Of Hancock County earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (15.9% capital ratio); Profitable (ROA 0.36%).

Is Bank Of Hancock County FDIC-insured?

Yes. Bank Of Hancock County is a FDIC-insured bank (FDIC certificate #10057). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Hancock County?

Bank Of Hancock County holds $85 million in total assets, ranking 86th of 124 banks we track in Georgia. It operates 1 branch.

Does Bank Of Hancock County have CFPB complaints?

No CFPB complaints against Bank Of Hancock County appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Bank Of Edison
bank · Edison, GA · $85M assets
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First State Bank Of Randolph County
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F & M Bank And Trust Company
bank · Manchester, GA · $89M assets
The Four County Bank
bank · Allentown, GA · $90M assets
First Bank Of Pike
bank · Molena, GA · $90M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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