Peoples Bank is a bank based in Lyons, Georgia, established in 1931, with $194 million in total assets across 2 branches. By Trust Grade it ranks 7th of 124 banks we track in Georgia. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank compares to Georgia peers
How we graded Peoples Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Strongly profitable (ROA 1.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2301 E 1st St, Vidalia, GA 30474
- 299 W Liberty Ave, Lyons, GA 30436
Are deposits at Peoples Bank insured?
Yes. Peoples Bank is an FDIC-insured bank (FDIC certificate #15216). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank: frequently asked questions
Is Peoples Bank a good bank?
Peoples Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.26%).
Is Peoples Bank FDIC-insured?
Yes. Peoples Bank is a FDIC-insured bank (FDIC certificate #15216). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank?
Peoples Bank holds $194 million in total assets, ranking 7th of 124 banks we track in Georgia. It operates 2 branches.
Does Peoples Bank have CFPB complaints?
No CFPB complaints against Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
