Mount Vernon Bank is a bank based in Mount Vernon, Georgia, established in 1901, with $195 million in total assets across 5 branches. By Trust Grade it ranks 112th of 124 banks we track in Georgia. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Mount Vernon Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mount Vernon Bank compares to Georgia peers
How we graded Mount Vernon Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mount Vernon Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 402 W 1st St, Vidalia, GA 30474
- 288 E Willow Creek Ln, Mcrae Helena, GA 31055
- 2109 E 1st St, Vidalia, GA 30474
- 115 N Railroad Ave, Mount Vernon, GA 30445
- 21 Main St, Lumber City, GA 31549
Are deposits at Mount Vernon Bank insured?
Yes. Mount Vernon Bank is an FDIC-insured bank (FDIC certificate #8028). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mount Vernon Bank: frequently asked questions
Is Mount Vernon Bank a good bank?
Mount Vernon Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Strongly profitable (ROA 1.24%).
Is Mount Vernon Bank FDIC-insured?
Yes. Mount Vernon Bank is a FDIC-insured bank (FDIC certificate #8028). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mount Vernon Bank?
Mount Vernon Bank holds $195 million in total assets, ranking 112th of 124 banks we track in Georgia. It operates 5 branches.
Does Mount Vernon Bank have CFPB complaints?
No CFPB complaints against Mount Vernon Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
