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First Peoples Bank

Pine Mountain, GA · Est. 1990 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Peoples Bank is a bank based in Pine Mountain, Georgia, established in 1990, with $418 million in total assets across 7 branches. By Trust Grade it ranks 36th of 124 banks we track in Georgia. Its capital ratio of 12.7% is stronger than 78% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against First Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$417.9M
$100M–1B institution
Deposits
$354.8M
Branches
7
Capital ratio
12.7%
Top 22% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#36
of 124 banks

How First Peoples Bank compares to Georgia peers

Capital ratio
Top 22% of $100M–1B peers
First Peoples
12.7%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
First Peoples
1.1%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded First Peoples Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 121 S College St, Hamilton, GA 31811
  • 105 Chipley St, Pine Mountain, GA 31822
  • 8188 Frank Houser Ave., Columbus, GA 31909
  • 115 Westridge Industrial Blvd, Mcdonough, GA 30253
  • 206 W Haralson St, Lagrange, GA 30240
  • 8060 Wells St, Senoia, GA 30276
  • 412 Lagrange St, Greenville, GA 30222

Are deposits at First Peoples Bank insured?

Yes. First Peoples Bank is an FDIC-insured bank (FDIC certificate #33010). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Peoples Bank: frequently asked questions

Is First Peoples Bank a good bank?

First Peoples Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.06%).

Is First Peoples Bank FDIC-insured?

Yes. First Peoples Bank is a FDIC-insured bank (FDIC certificate #33010). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Peoples Bank?

First Peoples Bank holds $418 million in total assets, ranking 36th of 124 banks we track in Georgia. It operates 7 branches.

Does First Peoples Bank have CFPB complaints?

No CFPB complaints against First Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Citizens Bank Of Swainsboro
bank · Swainsboro, GA · $419M assets
River City Bank
bank · Rome, GA · $417M assets
Exchange Bank
bank · Milledgeville, GA · $414M assets
Great Oaks Bank
bank · Richmond Hill, GA · $424M assets
F&M Bank
bank · Washington, GA · $424M assets
Touchmark National Bank
bank · Alpharetta, GA · $411M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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