Great Oaks Bank is a bank based in Richmond Hill, Georgia, established in 1934, with $424 million in total assets across 6 branches. By Trust Grade it ranks 72nd of 124 banks we track in Georgia. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Great Oaks Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Great Oaks Bank compares to Georgia peers
How we graded Great Oaks Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Great Oaks Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 390 2nd St, Rhine, GA 31077
- 42 Town Center Dr, Richmond Hill, GA 31324
- 127 S 6th St, Cochran, GA 31014
- 2100 Pooler Pkwy, Pooler, GA 31322
- 7426 Hodgson Memorial Dr, Savannah, GA 31406
- 5101 5th Ave, Eastman, GA 31023
Are deposits at Great Oaks Bank insured?
Yes. Great Oaks Bank is an FDIC-insured bank (FDIC certificate #16780). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Great Oaks Bank: frequently asked questions
Is Great Oaks Bank a good bank?
Great Oaks Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.37%).
Is Great Oaks Bank FDIC-insured?
Yes. Great Oaks Bank is a FDIC-insured bank (FDIC certificate #16780). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Great Oaks Bank?
Great Oaks Bank holds $424 million in total assets, ranking 72nd of 124 banks we track in Georgia. It operates 6 branches.
Does Great Oaks Bank have CFPB complaints?
No CFPB complaints against Great Oaks Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
