The Citizens Bank Of Swainsboro is a bank based in Swainsboro, Georgia, established in 1900, with $419 million in total assets across 5 branches. By Trust Grade it ranks 1st of 124 banks we track in Georgia. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against The Citizens Bank Of Swainsboro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens Bank Of Swainsboro compares to Georgia peers
How we graded The Citizens Bank Of Swainsboro
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens Bank Of Swainsboro over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1210 Hillcrest Pkwy, Dublin, GA 31021
- 1101 Brampton Ave, Statesboro, GA 30458
- 101 W Jackson St, Dublin, GA 31021
- 571 South Main Street, Swainsboro, GA 30401
- 121 N Main St, Swainsboro, GA 30401
Are deposits at The Citizens Bank Of Swainsboro insured?
Yes. The Citizens Bank Of Swainsboro is an FDIC-insured bank (FDIC certificate #11295). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens Bank Of Swainsboro: frequently asked questions
Is The Citizens Bank Of Swainsboro a good bank?
The Citizens Bank Of Swainsboro earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.77%).
Is The Citizens Bank Of Swainsboro FDIC-insured?
Yes. The Citizens Bank Of Swainsboro is a FDIC-insured bank (FDIC certificate #11295). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens Bank Of Swainsboro?
The Citizens Bank Of Swainsboro holds $419 million in total assets, ranking 1st of 124 banks we track in Georgia. It operates 5 branches.
Does The Citizens Bank Of Swainsboro have CFPB complaints?
No CFPB complaints against The Citizens Bank Of Swainsboro appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
