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Bank Of Guam

Hagatna, GU · Est. 1972 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Bank Of Guam is a bank based in Hagatna, Guam, established in 1972, with $3.1 billion in total assets across 17 branches. By Trust Grade it ranks 2nd of 2 banks we track in Guam. Its capital ratio of 7.2% trails most similarly sized banks (5th percentile), versus a Guam median of 9.4%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Bank Of Guam appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.1B
$1B–10B institution
Deposits
$2.9B
Branches
17
Capital ratio
7.2%
Bottom 5% of $1B–10B peers · Guam median 9.4%
Return on assets
0.7%
Bottom 18% of $1B–10B peers · Guam median 0.68%
Rank in Guam
#2
of 2 banks

How Bank Of Guam compares to Guam peers

Capital ratio
Bottom 5% of $1B–10B peers
Bank Of
7.2%
Guam median
9.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $1B–10B peers
Bank Of
0.7%
Guam median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Guam

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (7.2% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Guam over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 111 W Chalan Santo Papa, Hagatna, GU 96910
  • Shigeto Building, Chuuk, FM 96942
  • Bank Of Guam Building, Beach Road, Alaihai Ave, Saipan, MP 96950
  • Delap Village, Majuro, MH 96960
  • 590 S Marine Corps Dr, Tamuning, GU 96913
  • San Jose Village, Tinian, MP 96952
  • 400 Montgomery St, San Francisco, CA 94104
  • Pdc Building, Koror, PW 96940
  • Bank Of Guam Buildingsan Francisco Deborja Street, Rota, MP 96951
  • 122 Jesus R Mariano St, Mangilao, GU 96913
  • Building 25006 Andersen Airforce Base, Yigo, GU 96929
  • Yigo Town Center Building, Yigo, GU 96929
  • 718 N Marine Corps Dr, Tumon, GU 96913
  • 111 Chalan Santo Papa, Hagatna, GU 96910
  • Lewi Nett, Pohnpei, FM 96941
  • Ait Bldg., Suite 503, Yap, FM 96943
  • Unit 104 Capital Plaza Bldg., Kosrae, FM 96944

Are deposits at Bank Of Guam insured?

Yes. Bank Of Guam is an FDIC-insured bank (FDIC certificate #20884). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Guam: frequently asked questions

Is Bank Of Guam a good bank?

Bank Of Guam earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Profitable (ROA 0.72%).

Is Bank Of Guam FDIC-insured?

Yes. Bank Of Guam is a FDIC-insured bank (FDIC certificate #20884). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Guam?

Bank Of Guam holds $3.1 billion in total assets, ranking 2nd of 2 banks we track in Guam. It operates 17 branches.

Does Bank Of Guam have CFPB complaints?

No CFPB complaints against Bank Of Guam appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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