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Bankpacific, Ltd

Hagatna, GU · Est. 1953 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Bankpacific, Ltd is a bank based in Hagatna, Guam, established in 1953, with $187 million in total assets across 6 branches. By Trust Grade it ranks 1st of 2 banks we track in Guam. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a Guam median of 9.4%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Bankpacific, Ltd appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$187.5M
$100M–1B institution
Deposits
$163.2M
Branches
6
Capital ratio
11.7%
Top 30% of $100M–1B peers · Guam median 9.4%
Return on assets
0.6%
Bottom 18% of $100M–1B peers · Guam median 0.68%
Rank in Guam
#1
of 2 banks

How Bankpacific, Ltd compares to Guam peers

Capital ratio
Top 30% of $100M–1B peers
Bankpacific, Ltd
11.7%
Guam median
9.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
Bankpacific, Ltd
0.6%
Guam median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Bankpacific, Ltd

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bankpacific, Ltd over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • South Marine Drive, Tamuning, GU 96913
  • West Marine Drive, Dededo, GU 96912
  • 875 North Route 2, Agat, GU 96928
  • Beach Rd And Rosa St, Saipan, MP 96950
  • Lebuu Street Tngerongel Hamlet, Koror, PW 96940
  • 151 Aspinall Ave, Hagatna, GU 96910

Are deposits at Bankpacific, Ltd insured?

Yes. Bankpacific, Ltd is an FDIC-insured bank (FDIC certificate #30692). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bankpacific, Ltd: frequently asked questions

Is Bankpacific, Ltd a good bank?

Bankpacific, Ltd earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.63%).

Is Bankpacific, Ltd FDIC-insured?

Yes. Bankpacific, Ltd is a FDIC-insured bank (FDIC certificate #30692). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bankpacific, Ltd?

Bankpacific, Ltd holds $187 million in total assets, ranking 1st of 2 banks we track in Guam. It operates 6 branches.

Does Bankpacific, Ltd have CFPB complaints?

No CFPB complaints against Bankpacific, Ltd appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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