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Farmers Bank & Trust Company

Magnolia, AR · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Farmers Bank & Trust Company is a bank based in Magnolia, Arkansas, established in 1906, with $3.1 billion in total assets across 38 branches. By Trust Grade it ranks 49th of 78 banks we track in Arkansas. Its capital ratio of 9.0% trails most similarly sized banks (23th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Farmers Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.1B
$1B–10B institution
Deposits
$2.8B
Branches
38
Capital ratio
9.0%
Bottom 23% of $1B–10B peers · Arkansas median 10.7%
Return on assets
1.4%
Top 35% of $1B–10B peers · Arkansas median 1.24%
Rank in Arkansas
#49
of 78 banks

How Farmers Bank & Trust Company compares to Arkansas peers

Capital ratio
Bottom 23% of $1B–10B peers
Farmers Bank
9.0%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $1B–10B peers
Farmers Bank
1.4%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Farmers Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (38)

  • 960 S Constitution Ave, Ashdown, AR 71822
  • 103 E 3rd St, Dierks, AR 71833
  • 420 S Main St, Nashville, AR 71852
  • 409 S Park Dr, Broken Bow, OK 74728
  • 205 E Main St, Magnolia, AR 71753
  • 1128 E Main St, Magnolia, AR 71753
  • 2106 N Jackson, Magnolia, AR 71753
  • 15064 Highway 132, Taylor, AR 71861
  • 504 W Collin Raye Dr, De Queen, AR 71832
  • 617 N Hervey St, Hope, AR 71801
  • 1140 W Washington St, Camden, AR 71701
  • 201 E 3rd St, Hope, AR 71801
  • 5600 Richmond Rd, Texarkana, TX 75503
  • 214 N 1st St, Glenwood, AR 71943
  • 205 E Walnut St, Paris, AR 72855
  • 1929 Oliver Lancaster Blvd, Malvern, AR 72104
  • 702 E Washington St, Idabel, OK 74745
  • 217 E Union, Magnolia, AR 71753
  • 112 N Highway 229, Haskell, AR 72015
  • 1125 Fairview Rd Sw, Camden, AR 71701
  • 419 West 1st Street, Lewisville, AR 71845
  • 521 E Page Ave, Malvern, AR 72104
  • 416 N Mccoy Blvd, New Boston, TX 75570
  • 3601 E 9th St, Texarkana, AR 71854
  • 2900 Saint Michael Dr, Texarkana, TX 75503
  • 1102 Arkansas Blvd, Texarkana, AR 71854
  • 750 N Preston Rd, Prosper, TX 75078
  • 3345 Highway 5 N, Bryant, AR 72019
  • 1606 Hollensworth, Magnolia, AR 71753
  • 220 E Main St, Magnolia, AR 71753
  • 222 Pine Street, Magnolia, AR 71753
  • 1375 Ne Loop 286, Paris, TX 75460
  • 3000 Lamar Ave., Paris, TX 75460
  • 2100 W White St, Anna, TX 75409
  • 103 E 2nd St S, Prescott, AR 71857
  • 221 S George St, Mount Ida, AR 71957
  • 200 E Main St, Magnolia, AR 71753
  • 116 Jefferson St Sw, Camden, AR 71701

Are deposits at Farmers Bank & Trust Company insured?

Yes. Farmers Bank & Trust Company is an FDIC-insured bank (FDIC certificate #1291). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers Bank & Trust Company: frequently asked questions

Is Farmers Bank & Trust Company a good bank?

Farmers Bank & Trust Company earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 1.42%).

Is Farmers Bank & Trust Company FDIC-insured?

Yes. Farmers Bank & Trust Company is a FDIC-insured bank (FDIC certificate #1291). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers Bank & Trust Company?

Farmers Bank & Trust Company holds $3.1 billion in total assets, ranking 49th of 78 banks we track in Arkansas. It operates 38 branches.

Does Farmers Bank & Trust Company have CFPB complaints?

No CFPB complaints against Farmers Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Encore Bank
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First National Bank
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The First National Bank Of Fort Smith
bank · Fort Smith, AR · $2.3B assets
The Farmers & Merchants Bank
bank · Stuttgart, AR · $2.0B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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