Citizens National Bank Of Albion is a bank based in Albion, Illinois, established in 1940, with $353 million in total assets across 5 branches. By Trust Grade it ranks 38th of 328 banks we track in Illinois. Its capital ratio of 17.0% is stronger than 94% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Citizens National Bank Of Albion appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens National Bank Of Albion compares to Illinois peers
How we graded Citizens National Bank Of Albion
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.0% capital ratio)
- Strongly profitable (ROA 1.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens National Bank Of Albion over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 10 W Elm St, Albion, IL 62806
- 1110 S West St, Olney, IL 62450
- 303 W Main St, Crossville, IL 62827
- 100 E State St, Bridgeport, IL 62417
- 101 West Main Street, Mount Erie, IL 62446
Are deposits at Citizens National Bank Of Albion insured?
Yes. Citizens National Bank Of Albion is an FDIC-insured bank (FDIC certificate #15760). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens National Bank Of Albion: frequently asked questions
Is Citizens National Bank Of Albion a good bank?
Citizens National Bank Of Albion earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Strongly profitable (ROA 1.46%).
Is Citizens National Bank Of Albion FDIC-insured?
Yes. Citizens National Bank Of Albion is a FDIC-insured bank (FDIC certificate #15760). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens National Bank Of Albion?
Citizens National Bank Of Albion holds $353 million in total assets, ranking 38th of 328 banks we track in Illinois. It operates 5 branches.
Does Citizens National Bank Of Albion have CFPB complaints?
No CFPB complaints against Citizens National Bank Of Albion appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
