Teutopolis State Bank is a bank based in Teutopolis, Illinois, established in 1905, with $357 million in total assets across 3 branches. By Trust Grade it ranks 30th of 328 banks we track in Illinois. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Teutopolis State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Teutopolis State Bank compares to Illinois peers
How we graded Teutopolis State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Strongly profitable (ROA 1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Teutopolis State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 202 South Main, Sigel, IL 62462
- 900 W Jefferson Ave, Effingham, IL 62401
- 106 E Main St, Teutopolis, IL 62467
Are deposits at Teutopolis State Bank insured?
Yes. Teutopolis State Bank is an FDIC-insured bank (FDIC certificate #11708). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Teutopolis State Bank: frequently asked questions
Is Teutopolis State Bank a good bank?
Teutopolis State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.63%).
Is Teutopolis State Bank FDIC-insured?
Yes. Teutopolis State Bank is a FDIC-insured bank (FDIC certificate #11708). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Teutopolis State Bank?
Teutopolis State Bank holds $357 million in total assets, ranking 30th of 328 banks we track in Illinois. It operates 3 branches.
Does Teutopolis State Bank have CFPB complaints?
No CFPB complaints against Teutopolis State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
