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The Bank Of Herrin

Herrin, IL · Est. 1904 · Website ↗
B
Trust Grade
Strong
Score: 82/100

The Bank Of Herrin is a bank based in Herrin, Illinois, established in 1904, with $359 million in total assets across 5 branches. By Trust Grade it ranks 307th of 328 banks we track in Illinois. Its capital ratio of 5.7% trails most similarly sized banks (2th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against The Bank Of Herrin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$359.1M
$100M–1B institution
Deposits
$337.9M
Branches
5
Capital ratio
5.7%
Bottom 2% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.2%
Top 50% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#307
of 328 banks

How The Bank Of Herrin compares to Illinois peers

Capital ratio
Bottom 2% of $100M–1B peers
The Bank
5.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
The Bank
1.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of Herrin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (5.7% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of Herrin over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 501 S Maple St, Cambria, IL 62915
  • State Route 148 At Ford Street, Energy, IL 62933
  • 102 Comfort Dr, Marion, IL 62959
  • 1001 S Division St, Carterville, IL 62918
  • 101 S Park Ave, Herrin, IL 62948

Are deposits at The Bank Of Herrin insured?

Yes. The Bank Of Herrin is an FDIC-insured bank (FDIC certificate #11310). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of Herrin: frequently asked questions

Is The Bank Of Herrin a good bank?

The Bank Of Herrin earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (5.7% capital ratio); Strongly profitable (ROA 1.21%).

Is The Bank Of Herrin FDIC-insured?

Yes. The Bank Of Herrin is a FDIC-insured bank (FDIC certificate #11310). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of Herrin?

The Bank Of Herrin holds $359 million in total assets, ranking 307th of 328 banks we track in Illinois. It operates 5 branches.

Does The Bank Of Herrin have CFPB complaints?

No CFPB complaints against The Bank Of Herrin appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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