Apple River State Bank is a bank based in Apple River, Illinois, established in 1948, with $630 million in total assets across 8 branches. By Trust Grade it ranks 254th of 328 banks we track in Illinois. Its capital ratio of 8.2% trails most similarly sized banks (17th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Apple River State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Apple River State Bank compares to Illinois peers
How we graded Apple River State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Apple River State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 215 Jefferson St, Hanover, IL 61041
- 103 Main St, Apple River, IL 61001
- 112 N Main St, Elizabeth, IL 61028
- 135 E Main St, Warren, IL 61087
- 510 Main St, Scales Mound, IL 61075
- 101 Exchange St, Galena, IL 61036
- 3525 N Percival St, Hazel Green, WI 53811
- 207 Wells St, Darlington, WI 53530
Are deposits at Apple River State Bank insured?
Yes. Apple River State Bank is an FDIC-insured bank (FDIC certificate #17453). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Apple River State Bank: frequently asked questions
Is Apple River State Bank a good bank?
Apple River State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.52%).
Is Apple River State Bank FDIC-insured?
Yes. Apple River State Bank is a FDIC-insured bank (FDIC certificate #17453). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Apple River State Bank?
Apple River State Bank holds $630 million in total assets, ranking 254th of 328 banks we track in Illinois. It operates 8 branches.
Does Apple River State Bank have CFPB complaints?
No CFPB complaints against Apple River State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
