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Trustbank

Olney, IL · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Trustbank is a bank based in Olney, Illinois, established in 1912, with $636 million in total assets across 8 branches. By Trust Grade it ranks 129th of 328 banks we track in Illinois. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Trustbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$636.3M
$100M–1B institution
Deposits
$556.6M
Branches
8
Capital ratio
9.7%
Bottom 42% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.8%
Top 17% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#129
of 328 banks

How Trustbank compares to Illinois peers

Capital ratio
Bottom 42% of $100M–1B peers
Trustbank
9.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
Trustbank
1.8%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Trustbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trustbank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 371 N West St, Olney, IL 62450
  • 2375 E Camelback Rd, Phoenix, AZ 85016
  • 4903 S Alma School Rd, Chandler, AZ 85248
  • 900 Progress Blvd, Tuscola, IL 61953
  • 14631 N Scottsdale Rd, Scottsdale, AZ 85254
  • 212 S West St, Wheaton, IL 60187
  • 401 Park St, Cisne, IL 62823
  • 600 E Main St, Olney, IL 62450

Are deposits at Trustbank insured?

Yes. Trustbank is an FDIC-insured bank (FDIC certificate #14662). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trustbank: frequently asked questions

Is Trustbank a good bank?

Trustbank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.85%).

Is Trustbank FDIC-insured?

Yes. Trustbank is a FDIC-insured bank (FDIC certificate #14662). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Trustbank?

Trustbank holds $636 million in total assets, ranking 129th of 328 banks we track in Illinois. It operates 8 branches.

Does Trustbank have CFPB complaints?

No CFPB complaints against Trustbank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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