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The Atlanta National Bank

Atlanta, IL · Est. 1887 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The Atlanta National Bank is a bank based in Atlanta, Illinois, established in 1887, with $83 million in total assets across 3 branches. By Trust Grade it ranks 195th of 328 banks we track in Illinois. Its capital ratio of 10.5% trails most similarly sized banks (34th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against The Atlanta National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$83.0M
<$100M institution
Deposits
$70.6M
Branches
3
Capital ratio
10.5%
Bottom 34% of <$100M peers · Illinois median 10.3%
Return on assets
0.6%
Bottom 36% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#195
of 328 banks

How The Atlanta National Bank compares to Illinois peers

Capital ratio
Bottom 34% of <$100M peers
The Atlanta
10.5%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
The Atlanta
0.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Atlanta National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (10.5% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Atlanta National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • Franklin And Hamilton Streets, Mclean, IL 61754
  • 105 Ne Church St, Atlanta, IL 61723
  • 400 Broadway St, Pekin, IL 61554

Are deposits at The Atlanta National Bank insured?

Yes. The Atlanta National Bank is an FDIC-insured bank (FDIC certificate #3601). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Atlanta National Bank: frequently asked questions

Is The Atlanta National Bank a good bank?

The Atlanta National Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Profitable (ROA 0.64%).

Is The Atlanta National Bank FDIC-insured?

Yes. The Atlanta National Bank is a FDIC-insured bank (FDIC certificate #3601). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Atlanta National Bank?

The Atlanta National Bank holds $83 million in total assets, ranking 195th of 328 banks we track in Illinois. It operates 3 branches.

Does The Atlanta National Bank have CFPB complaints?

No CFPB complaints against The Atlanta National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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