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Marseilles Bank

Marseilles, IL · Est. 1945 · Website ↗
C
Trust Grade
Average
Score: 76/100

Marseilles Bank is a bank based in Marseilles, Illinois, established in 1945, with $79 million in total assets across 2 branches. By Trust Grade it ranks 319th of 328 banks we track in Illinois. Its capital ratio of 5.4% trails most similarly sized banks (2th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.29% return on assets. No consumer complaints against Marseilles Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$78.7M
<$100M institution
Deposits
$69.2M
Branches
2
Capital ratio
5.4%
Bottom 2% of <$100M peers · Illinois median 10.3%
Return on assets
0.3%
Bottom 23% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#319
of 328 banks

How Marseilles Bank compares to Illinois peers

Capital ratio
Bottom 2% of <$100M peers
Marseilles Bank
5.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of <$100M peers
Marseilles Bank
0.3%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Marseilles Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Well-capitalized (5.4% capital ratio)
  • Profitable (ROA 0.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Marseilles Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 100 E Bluff St, Marseilles, IL 61341
  • 508 Roath St, Marseilles, IL 61341

Are deposits at Marseilles Bank insured?

Yes. Marseilles Bank is an FDIC-insured bank (FDIC certificate #16318). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Marseilles Bank: frequently asked questions

Is Marseilles Bank a good bank?

Marseilles Bank earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (5.4% capital ratio); Profitable (ROA 0.29%).

Is Marseilles Bank FDIC-insured?

Yes. Marseilles Bank is a FDIC-insured bank (FDIC certificate #16318). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Marseilles Bank?

Marseilles Bank holds $79 million in total assets, ranking 319th of 328 banks we track in Illinois. It operates 2 branches.

Does Marseilles Bank have CFPB complaints?

No CFPB complaints against Marseilles Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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