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First State Bank Of Beecher City

Beecher City, IL · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First State Bank Of Beecher City is a bank based in Beecher City, Illinois, established in 1910, with $113 million in total assets across 1 branch. By Trust Grade it ranks 22nd of 328 banks we track in Illinois. Its capital ratio of 15.2% is stronger than 90% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 2.55% return on assets. No consumer complaints against First State Bank Of Beecher City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$113.5M
$100M–1B institution
Deposits
$95.7M
Branches
1
Capital ratio
15.2%
Top 10% of $100M–1B peers · Illinois median 10.3%
Return on assets
2.6%
Top 4% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#22
of 328 banks

How First State Bank Of Beecher City compares to Illinois peers

Capital ratio
Top 10% of $100M–1B peers
First State
15.2%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
First State
2.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Beecher City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.2% capital ratio)
  • Strongly profitable (ROA 2.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Beecher City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 101 S Charles St, Beecher City, IL 62414

Are deposits at First State Bank Of Beecher City insured?

Yes. First State Bank Of Beecher City is an FDIC-insured bank (FDIC certificate #10871). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Beecher City: frequently asked questions

Is First State Bank Of Beecher City a good bank?

First State Bank Of Beecher City earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 2.55%).

Is First State Bank Of Beecher City FDIC-insured?

Yes. First State Bank Of Beecher City is a FDIC-insured bank (FDIC certificate #10871). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Beecher City?

First State Bank Of Beecher City holds $113 million in total assets, ranking 22nd of 328 banks we track in Illinois. It operates 1 branch.

Does First State Bank Of Beecher City have CFPB complaints?

No CFPB complaints against First State Bank Of Beecher City appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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