Skip to main content
bank

Midland Federal Savings And Loan Association

Bridgeview, IL · Est. 1914 · Website ↗
67/ 100
Trust Grade
Fair
67 out of 100

Midland Federal Savings And Loan Association is a bank based in Bridgeview, Illinois, established in 1914, with $116 million in total assets across 4 branches. By Trust Grade it ranks 323rd of 328 banks we track in Illinois. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Illinois median of 10.3%. It posted a loss over the most recent period (-4.08% return on assets), a point to watch. No consumer complaints against Midland Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$116.3M
$100M–1B institution
Deposits
$105.9M
Branches
4
Capital ratio
8.3%
Bottom 19% of $100M–1B peers · Illinois median 10.3%
Return on assets
-4.1%
Bottom 0% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#323
of 328 banks

How Midland Federal Savings And Loan Association compares to Illinois peers

Capital ratio
Bottom 19% of $100M–1B peers
Midland Federal
8.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of $100M–1B peers
Midland Federal
-4.1%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Midland Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
67/100
Customer experience
n/a
Overall
67/100
  • Well-capitalized (8.3% capital ratio)
  • Unprofitable over the period (ROA -4.08%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Midland Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 4040 S Archer Ave, Chicago, IL 60632
  • 2657 W 69th St, Chicago, IL 60629
  • 8929 S Harlem Ave, Bridgeview, IL 60455
  • 15732 S Bell Rd, Homer Glen, IL 60491

Are deposits at Midland Federal Savings And Loan Association insured?

Yes. Midland Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #29980). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midland Federal Savings And Loan Association: frequently asked questions

Is Midland Federal Savings And Loan Association a good bank?

Midland Federal Savings And Loan Association earns a Bankzia Trust Grade of D (67/100, "Fair"), based on a financial-strength score of 67/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Unprofitable over the period (ROA -4.08%).

Is Midland Federal Savings And Loan Association FDIC-insured?

Yes. Midland Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #29980). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Midland Federal Savings And Loan Association?

Midland Federal Savings And Loan Association holds $116 million in total assets, ranking 323rd of 328 banks we track in Illinois. It operates 4 branches.

Does Midland Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against Midland Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

91
Collinsville Building And Loan Association
bank · Collinsville, IL · $116M assets
98
American Metro Bank
bank · Chicago, IL · $118M assets
98
The Granville National Bank
bank · Granville, IL · $118M assets
98
The First National Bank Of Sparta
bank · Sparta, IL · $114M assets
96
Central Savings, F.S.B.
bank · Chicago, IL · $119M assets
98
First State Bank Of Beecher City
bank · Beecher City, IL · $113M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →