Scott State Bank is a bank based in Bethany, Illinois, established in 1887, with $207 million in total assets across 7 branches. By Trust Grade it ranks 118th of 328 banks we track in Illinois. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Scott State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Scott State Bank compares to Illinois peers
How we graded Scott State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Scott State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 101 E Main St, Maroa, IL 61756
- 310 W Jackson St, Sullivan, IL 61951
- 3950 Fountain Ln, Decatur, IL 62522
- 101 W Main St, Bethany, IL 61914
- 1120 S Route 121, Mount Zion, IL 62549
- 200 E Lewis St, Niantic, IL 62551
- 100 East Main Street, Dalton City, IL 61925
Are deposits at Scott State Bank insured?
Yes. Scott State Bank is an FDIC-insured bank (FDIC certificate #8491). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Scott State Bank: frequently asked questions
Is Scott State Bank a good bank?
Scott State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.11%).
Is Scott State Bank FDIC-insured?
Yes. Scott State Bank is a FDIC-insured bank (FDIC certificate #8491). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Scott State Bank?
Scott State Bank holds $207 million in total assets, ranking 118th of 328 banks we track in Illinois. It operates 7 branches.
Does Scott State Bank have CFPB complaints?
No CFPB complaints against Scott State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
