Spring Valley City Bank is a bank based in Spring Valley, Illinois, established in 1905, with $209 million in total assets across 2 branches. By Trust Grade it ranks 149th of 328 banks we track in Illinois. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Spring Valley City Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Spring Valley City Bank compares to Illinois peers
How we graded Spring Valley City Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Spring Valley City Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2107 Marquette Rd, Peru, IL 61354
- 315 N Cornelia St, Spring Valley, IL 61362
Are deposits at Spring Valley City Bank insured?
Yes. Spring Valley City Bank is an FDIC-insured bank (FDIC certificate #12087). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Spring Valley City Bank: frequently asked questions
Is Spring Valley City Bank a good bank?
Spring Valley City Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.72%).
Is Spring Valley City Bank FDIC-insured?
Yes. Spring Valley City Bank is a FDIC-insured bank (FDIC certificate #12087). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Spring Valley City Bank?
Spring Valley City Bank holds $209 million in total assets, ranking 149th of 328 banks we track in Illinois. It operates 2 branches.
Does Spring Valley City Bank have CFPB complaints?
No CFPB complaints against Spring Valley City Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
