Smartbiz Bank, National Association is a bank based in Northbrook, Illinois, established in 2006, with $205 million in total assets across 1 branch. By Trust Grade it ranks 311th of 328 banks we track in Illinois. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a Illinois median of 10.3%. It posted a loss over the most recent period (-0.80% return on assets), a point to watch. No consumer complaints against Smartbiz Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Smartbiz Bank, National Association compares to Illinois peers
How we graded Smartbiz Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Unprofitable over the period (ROA -0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Smartbiz Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 385 Waukegan Rd, Northbrook, IL 60062
Are deposits at Smartbiz Bank, National Association insured?
Yes. Smartbiz Bank, National Association is an FDIC-insured bank (FDIC certificate #58158). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Smartbiz Bank, National Association: frequently asked questions
Is Smartbiz Bank, National Association a good bank?
Smartbiz Bank, National Association earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Unprofitable over the period (ROA -0.80%).
Is Smartbiz Bank, National Association FDIC-insured?
Yes. Smartbiz Bank, National Association is a FDIC-insured bank (FDIC certificate #58158). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Smartbiz Bank, National Association?
Smartbiz Bank, National Association holds $205 million in total assets, ranking 311th of 328 banks we track in Illinois. It operates 1 branch.
Does Smartbiz Bank, National Association have CFPB complaints?
No CFPB complaints against Smartbiz Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
