Germantown Trust & Savings Bank is a bank based in Breese, Illinois, established in 1906, with $519 million in total assets across 4 branches. By Trust Grade it ranks 208th of 328 banks we track in Illinois. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 2.19% return on assets. No consumer complaints against Germantown Trust & Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Germantown Trust & Savings Bank compares to Illinois peers
How we graded Germantown Trust & Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Strongly profitable (ROA 2.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Germantown Trust & Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 160 Louis St, Beckemeyer, IL 62219
- 601 Main St, Germantown, IL 62245
- 703 Carlyle Road, Bartelso, IL 62218
- 205 N Germantown Rd, Breese, IL 62230
Are deposits at Germantown Trust & Savings Bank insured?
Yes. Germantown Trust & Savings Bank is an FDIC-insured bank (FDIC certificate #12113). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Germantown Trust & Savings Bank: frequently asked questions
Is Germantown Trust & Savings Bank a good bank?
Germantown Trust & Savings Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 2.19%).
Is Germantown Trust & Savings Bank FDIC-insured?
Yes. Germantown Trust & Savings Bank is a FDIC-insured bank (FDIC certificate #12113). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Germantown Trust & Savings Bank?
Germantown Trust & Savings Bank holds $519 million in total assets, ranking 208th of 328 banks we track in Illinois. It operates 4 branches.
Does Germantown Trust & Savings Bank have CFPB complaints?
No CFPB complaints against Germantown Trust & Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
