First Secure Community Bank is a bank based in Sugar Grove, Illinois, established in 2000, with $528 million in total assets across 5 branches. By Trust Grade it ranks 281st of 328 banks we track in Illinois. Its capital ratio of 8.9% trails most similarly sized banks (27th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against First Secure Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Secure Community Bank compares to Illinois peers
How we graded First Secure Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Secure Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 211 E Jefferson St, Morris, IL 60450
- 1 N Constitution Dr, Aurora, IL 60506
- 2398 Essington Rd, Joliet, IL 60435
- 1607 N Aurora Rd, Naperville, IL 60563
- 670 N Sugar Grove Pkwy, Sugar Grove, IL 60554
Are deposits at First Secure Community Bank insured?
Yes. First Secure Community Bank is an FDIC-insured bank (FDIC certificate #35223). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Secure Community Bank: frequently asked questions
Is First Secure Community Bank a good bank?
First Secure Community Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.28%).
Is First Secure Community Bank FDIC-insured?
Yes. First Secure Community Bank is a FDIC-insured bank (FDIC certificate #35223). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Secure Community Bank?
First Secure Community Bank holds $528 million in total assets, ranking 281st of 328 banks we track in Illinois. It operates 5 branches.
Does First Secure Community Bank have CFPB complaints?
No CFPB complaints against First Secure Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
