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Wintrust Bank, National Association

Chicago, IL · Est. 1994 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Wintrust Bank, National Association is a bank based in Chicago, Illinois, established in 1994, with $9.3 billion in total assets across 37 branches. By Trust Grade it ranks 78th of 328 banks we track in Illinois. Its capital ratio of 11.8% is stronger than 76% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.98% return on assets. No consumer complaints against Wintrust Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.3B
$1B–10B institution
Deposits
$7.9B
Branches
37
Capital ratio
11.8%
Top 24% of $1B–10B peers · Illinois median 10.3%
Return on assets
2.0%
Top 10% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#78
of 328 banks

How Wintrust Bank, National Association compares to Illinois peers

Capital ratio
Top 24% of $1B–10B peers
Wintrust Bank,
11.8%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $1B–10B peers
Wintrust Bank,
2.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Wintrust Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wintrust Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (37)

  • 431 N Clark St, Chicago, IL 60654
  • 1051 N Rush St, Chicago, IL 60611
  • 190 E Delaware Pl, Chicago, IL 60611
  • 200 E Grand Ave, Chicago, IL 60611
  • 4343 N Elston Ave, Chicago, IL 60641
  • 362 Park Ave, Glencoe, IL 60022
  • 720 12th St, Wilmette, IL 60091
  • 576 Lincoln Ave, Winnetka, IL 60093
  • 635 Vernon Ave, Glencoe, IL 60022
  • 7800 Lincoln Ave, Skokie, IL 60077
  • 4369 N Harlem Ave, Norridge, IL 60706
  • 3050 N Harlem Ave, Chicago, IL 60634
  • 3234 N Damen Ave, Chicago, IL 60618
  • 2139 W Irving Park Rd, Chicago, IL 60618
  • 7555 N Western Ave, Chicago, IL 60645
  • 1946 W Irving Park Rd, Chicago, IL 60613
  • 4343 W Peterson Ave, Chicago, IL 60646
  • 6336 N Milwaukee Ave, Chicago, IL 60646
  • 100 W North Ave, Chicago, IL 60610
  • 231 S La Salle St, Chicago, IL 60604
  • 1145 Wilmette Ave, Wilmette, IL 60091
  • 2814 W Fullerton Ave, Chicago, IL 60647
  • 2300 W Lawrence Ave, Chicago, IL 60625
  • 1800 S Blue Island Ave, Chicago, IL 60608
  • 2400 W Madison St, Chicago, IL 60612
  • 2250 N Sheffield Ave, Chicago, IL 60614
  • 247 S State St, Chicago, IL 60604
  • 3620 N Clark St, Chicago, IL 60613
  • 1740 Sherman Ave, Evanston, IL 60201
  • 901 Grove St, Evanston, IL 60201
  • 801 W Fulton Market, Chicago, IL 60607
  • 3354 W 26th St, Chicago, IL 60623
  • 4800 N Sheridan Rd, Chicago, IL 60640
  • 1101 S Homan Ave, Chicago, IL 60624
  • 2642 W Ogden Ave, Chicago, IL 60608
  • 6420 N Sheridan Rd, Chicago, IL 60626
  • 935 West Armitage Avenue, Chicago, IL 60614

Are deposits at Wintrust Bank, National Association insured?

Yes. Wintrust Bank, National Association is an FDIC-insured bank (FDIC certificate #33935). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wintrust Bank, National Association: frequently asked questions

Is Wintrust Bank, National Association a good bank?

Wintrust Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.98%).

Is Wintrust Bank, National Association FDIC-insured?

Yes. Wintrust Bank, National Association is a FDIC-insured bank (FDIC certificate #33935). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Wintrust Bank, National Association?

Wintrust Bank, National Association holds $9.3 billion in total assets, ranking 78th of 328 banks we track in Illinois. It operates 37 branches.

Does Wintrust Bank, National Association have CFPB complaints?

No CFPB complaints against Wintrust Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Lake Forest Bank & Trust Company, National Association
bank · Lake Forest, IL · $9.0B assets
Byline Bank
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First American Bank
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First Mid Bank & Trust, National Association
bank · Mattoon, IL · $8.2B assets
Old Second National Bank
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Northbrook Bank And Trust Company, National Association
bank · Northbrook, IL · $6.8B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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