Fcb Banks is a bank based in Collinsville, Illinois, established in 1990, with $2.6 billion in total assets across 20 branches. By Trust Grade it ranks 261st of 328 banks we track in Illinois. Its capital ratio of 8.2% trails most similarly sized banks (10th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Fcb Banks appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fcb Banks compares to Illinois peers
How we graded Fcb Banks
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Strongly profitable (ROA 1.74%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Fcb Banks over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 700 Columbia Centre, Columbia, IL 62236
- 2610 N Illinois St, Swansea, IL 62226
- 504 Edwardsville Rd, Troy, IL 62294
- 2729 Maryville Rd, Maryville, IL 62062
- 6659 Center Grove Rd, Edwardsville, IL 62025
- 1501 W Highway 50, O Fallon, IL 62269
- 111 Walnut St, Highland, IL 62249
- 5 S Madison St, Trenton, IL 62293
- 208 N Bluff Rd, Collinsville, IL 62234
- 800 Belt Line Rd, Collinsville, IL 62234
- 204 N Main St, Caseyville, IL 62232
- 12000 Tesson Ferry Rd, Saint Louis, MO 63128
- 800 Belt Line Rd, Collinsville, IL 62234
- 401 S Illinois St, Belleville, IL 62220
- 800 Belt Line Road, Collinsville, IL 62234
- 800 Belt Line Rd, Collinsville, IL 62234
- 14040 New Halls Ferry Rd, Florissant, MO 63033
- 1300 Clarkson Clayton Center, Ellisville, MO 63011
- 201 N Commercial St, Albers, IL 62215
- 14 E Hanover St, New Baden, IL 62265
Are deposits at Fcb Banks insured?
Yes. Fcb Banks is an FDIC-insured bank (FDIC certificate #33005). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fcb Banks: frequently asked questions
Is Fcb Banks a good bank?
Fcb Banks earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.74%).
Is Fcb Banks FDIC-insured?
Yes. Fcb Banks is a FDIC-insured bank (FDIC certificate #33005). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fcb Banks?
Fcb Banks holds $2.6 billion in total assets, ranking 261st of 328 banks we track in Illinois. It operates 20 branches.
Does Fcb Banks have CFPB complaints?
No CFPB complaints against Fcb Banks appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
