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Inb, National Association

Springfield, IL · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Inb, National Association is a bank based in Springfield, Illinois, established in 1905, with $2.5 billion in total assets across 14 branches. By Trust Grade it ranks 165th of 328 banks we track in Illinois. Its capital ratio of 9.6% trails most similarly sized banks (35th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Inb, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.5B
$1B–10B institution
Deposits
$2.3B
Branches
14
Capital ratio
9.6%
Bottom 35% of $1B–10B peers · Illinois median 10.3%
Return on assets
1.2%
Bottom 46% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#165
of 328 banks

How Inb, National Association compares to Illinois peers

Capital ratio
Bottom 35% of $1B–10B peers
Inb, National
9.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $1B–10B peers
Inb, National
1.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Inb, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Inb, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 409 N 7th St, Riverton, IL 62561
  • 109 S Main St, Fairmount, IL 61841
  • 2601 Chatham Rd, Springfield, IL 62704
  • 106 W Main St, Pleasant Plains, IL 62677
  • 100 E Plummer Blvd, Chatham, IL 62629
  • 322 E Capitol Ave, Springfield, IL 62701
  • 205 E Jefferson St, Mount Pulaski, IL 62548
  • 2849 S 6th St, Springfield, IL 62703
  • 2450 N Dirksen Pkwy, Springfield, IL 62702
  • 3150 Wabash Ave, Springfield, IL 62704
  • 7535 N Knoxville Ave, Peoria, IL 61614
  • 2402 E Washington St, Bloomington, IL 61704
  • 217 S Neil St, Champaign, IL 61820
  • 2222 West Swann Avenue, Tampa, FL 33606

Are deposits at Inb, National Association insured?

Yes. Inb, National Association is an FDIC-insured bank (FDIC certificate #3664). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Inb, National Association: frequently asked questions

Is Inb, National Association a good bank?

Inb, National Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.18%).

Is Inb, National Association FDIC-insured?

Yes. Inb, National Association is a FDIC-insured bank (FDIC certificate #3664). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Inb, National Association?

Inb, National Association holds $2.5 billion in total assets, ranking 165th of 328 banks we track in Illinois. It operates 14 branches.

Does Inb, National Association have CFPB complaints?

No CFPB complaints against Inb, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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