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Solutions Bank

Forreston, IL · Est. 1887 · Website ↗
B
Trust Grade
Strong
Score: 82/100

Solutions Bank is a bank based in Forreston, Illinois, established in 1887, with $486 million in total assets across 6 branches. By Trust Grade it ranks 308th of 328 banks we track in Illinois. Its capital ratio of 5.7% trails most similarly sized banks (2th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Solutions Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$485.6M
$100M–1B institution
Deposits
$379.0M
Branches
6
Capital ratio
5.7%
Bottom 2% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#308
of 328 banks

How Solutions Bank compares to Illinois peers

Capital ratio
Bottom 2% of $100M–1B peers
Solutions Bank
5.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
Solutions Bank
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Solutions Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (5.7% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Solutions Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1005 Cameron Dr, Durand, IL 61024
  • 996 W Fairview Rd, Freeport, IL 61032
  • 13697 Best Rd, Davis, IL 61019
  • 4111 Menge Ln, Poplar Grove, IL 61065
  • 200 E Main St, Forreston, IL 61030
  • 717 N Kent Rd, Kent, IL 61044

Are deposits at Solutions Bank insured?

Yes. Solutions Bank is an FDIC-insured bank (FDIC certificate #11741). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Solutions Bank: frequently asked questions

Is Solutions Bank a good bank?

Solutions Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (5.7% capital ratio); Strongly profitable (ROA 1.01%).

Is Solutions Bank FDIC-insured?

Yes. Solutions Bank is a FDIC-insured bank (FDIC certificate #11741). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Solutions Bank?

Solutions Bank holds $486 million in total assets, ranking 308th of 328 banks we track in Illinois. It operates 6 branches.

Does Solutions Bank have CFPB complaints?

No CFPB complaints against Solutions Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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