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First National Bank In Olney

Olney, IL · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank In Olney is a bank based in Olney, Illinois, established in 1934, with $476 million in total assets across 6 branches. By Trust Grade it ranks 35th of 328 banks we track in Illinois. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against First National Bank In Olney appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$475.5M
$100M–1B institution
Deposits
$421.6M
Branches
6
Capital ratio
10.0%
Bottom 47% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.4%
Top 39% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#35
of 328 banks

How First National Bank In Olney compares to Illinois peers

Capital ratio
Bottom 47% of $100M–1B peers
First National
10.0%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
First National
1.4%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First National Bank In Olney

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank In Olney over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1719 W Main St, Robinson, IL 62454
  • 400 S Whittle Ave, Olney, IL 62450
  • 203 W Main St, Oblong, IL 62449
  • 1706 W Jourdan St, Newton, IL 62448
  • 2567 Ingraham Ln, Ingraham, IL 62434
  • 101 E Main St, Olney, IL 62450

Are deposits at First National Bank In Olney insured?

Yes. First National Bank In Olney is an FDIC-insured bank (FDIC certificate #14567). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank In Olney: frequently asked questions

Is First National Bank In Olney a good bank?

First National Bank In Olney earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.38%).

Is First National Bank In Olney FDIC-insured?

Yes. First National Bank In Olney is a FDIC-insured bank (FDIC certificate #14567). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank In Olney?

First National Bank In Olney holds $476 million in total assets, ranking 35th of 328 banks we track in Illinois. It operates 6 branches.

Does First National Bank In Olney have CFPB complaints?

No CFPB complaints against First National Bank In Olney appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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