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First Community Bank Of Hillsboro

Hillsboro, IL · Est. 1998 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Community Bank Of Hillsboro is a bank based in Hillsboro, Illinois, established in 1998, with $135 million in total assets across 2 branches. By Trust Grade it ranks 84th of 328 banks we track in Illinois. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against First Community Bank Of Hillsboro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$135.1M
$100M–1B institution
Deposits
$104.4M
Branches
2
Capital ratio
10.5%
Top 44% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#84
of 328 banks

How First Community Bank Of Hillsboro compares to Illinois peers

Capital ratio
Top 44% of $100M–1B peers
First Community
10.5%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
First Community
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Community Bank Of Hillsboro

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Community Bank Of Hillsboro over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 807 S Main St, Hillsboro, IL 62049
  • 807 S Main St, Hillsboro, IL 62049

Are deposits at First Community Bank Of Hillsboro insured?

Yes. First Community Bank Of Hillsboro is an FDIC-insured bank (FDIC certificate #34752). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Community Bank Of Hillsboro: frequently asked questions

Is First Community Bank Of Hillsboro a good bank?

First Community Bank Of Hillsboro earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Profitable (ROA 1.00%).

Is First Community Bank Of Hillsboro FDIC-insured?

Yes. First Community Bank Of Hillsboro is a FDIC-insured bank (FDIC certificate #34752). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Community Bank Of Hillsboro?

First Community Bank Of Hillsboro holds $135 million in total assets, ranking 84th of 328 banks we track in Illinois. It operates 2 branches.

Does First Community Bank Of Hillsboro have CFPB complaints?

No CFPB complaints against First Community Bank Of Hillsboro appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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