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Streator Home Savings Bank

Streator, IL · Est. 1894 · Website ↗
C
Trust Grade
Average
Score: 73/100

Streator Home Savings Bank is a bank based in Streator, Illinois, established in 1894, with $137 million in total assets across 1 branch. By Trust Grade it ranks 320th of 328 banks we track in Illinois. Its capital ratio of 20.9% is stronger than 97% of similarly sized banks, versus a Illinois median of 10.3%. It posted a loss over the most recent period (-38.54% return on assets), a point to watch. No consumer complaints against Streator Home Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$137.0M
$100M–1B institution
Deposits
$106.7M
Branches
1
Capital ratio
20.9%
Top 3% of $100M–1B peers · Illinois median 10.3%
Return on assets
-38.5%
Bottom 0% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#320
of 328 banks

How Streator Home Savings Bank compares to Illinois peers

Capital ratio
Top 3% of $100M–1B peers
Streator Home
20.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of $100M–1B peers
Streator Home
-38.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Streator Home Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (20.9% capital ratio)
  • Unprofitable over the period (ROA -38.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Streator Home Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 132 S Monroe St, Streator, IL 61364

Are deposits at Streator Home Savings Bank insured?

Yes. Streator Home Savings Bank is an FDIC-insured bank (FDIC certificate #30357). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Streator Home Savings Bank: frequently asked questions

Is Streator Home Savings Bank a good bank?

Streator Home Savings Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (20.9% capital ratio); Unprofitable over the period (ROA -38.54%).

Is Streator Home Savings Bank FDIC-insured?

Yes. Streator Home Savings Bank is a FDIC-insured bank (FDIC certificate #30357). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Streator Home Savings Bank?

Streator Home Savings Bank holds $137 million in total assets, ranking 320th of 328 banks we track in Illinois. It operates 1 branch.

Does Streator Home Savings Bank have CFPB complaints?

No CFPB complaints against Streator Home Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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