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The Iuka State Bank

Salem, IL · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The Iuka State Bank is a bank based in Salem, Illinois, established in 1910, with $136 million in total assets across 4 branches. By Trust Grade it ranks 176th of 328 banks we track in Illinois. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against The Iuka State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$136.2M
$100M–1B institution
Deposits
$115.8M
Branches
4
Capital ratio
9.6%
Bottom 40% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.8%
Bottom 28% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#176
of 328 banks

How The Iuka State Bank compares to Illinois peers

Capital ratio
Bottom 40% of $100M–1B peers
The Iuka
9.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
The Iuka
0.8%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Iuka State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.6% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Iuka State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 420 W Main St, Salem, IL 62881
  • 303 N Main St, Iuka, IL 62849
  • 903 W Washington St, Farina, IL 62838
  • 205 W Main St, Salem, IL 62881

Are deposits at The Iuka State Bank insured?

Yes. The Iuka State Bank is an FDIC-insured bank (FDIC certificate #11317). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Iuka State Bank: frequently asked questions

Is The Iuka State Bank a good bank?

The Iuka State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.84%).

Is The Iuka State Bank FDIC-insured?

Yes. The Iuka State Bank is a FDIC-insured bank (FDIC certificate #11317). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Iuka State Bank?

The Iuka State Bank holds $136 million in total assets, ranking 176th of 328 banks we track in Illinois. It operates 4 branches.

Does The Iuka State Bank have CFPB complaints?

No CFPB complaints against The Iuka State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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