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The Farmers State Bank And Trust Company

Jacksonville, IL · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The Farmers State Bank And Trust Company is a bank based in Jacksonville, Illinois, established in 1910, with $214 million in total assets across 2 branches. By Trust Grade it ranks 182nd of 328 banks we track in Illinois. Its capital ratio of 13.7% is stronger than 84% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against The Farmers State Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$214.4M
$100M–1B institution
Deposits
$184.6M
Branches
2
Capital ratio
13.7%
Top 16% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#182
of 328 banks

How The Farmers State Bank And Trust Company compares to Illinois peers

Capital ratio
Top 16% of $100M–1B peers
The Farmers
13.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
The Farmers
0.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Farmers State Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (13.7% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers State Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1718 W Morton Ave, Jacksonville, IL 62650
  • 200 W State St, Jacksonville, IL 62650

Are deposits at The Farmers State Bank And Trust Company insured?

Yes. The Farmers State Bank And Trust Company is an FDIC-insured bank (FDIC certificate #11747). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers State Bank And Trust Company: frequently asked questions

Is The Farmers State Bank And Trust Company a good bank?

The Farmers State Bank And Trust Company earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Profitable (ROA 0.62%).

Is The Farmers State Bank And Trust Company FDIC-insured?

Yes. The Farmers State Bank And Trust Company is a FDIC-insured bank (FDIC certificate #11747). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers State Bank And Trust Company?

The Farmers State Bank And Trust Company holds $214 million in total assets, ranking 182nd of 328 banks we track in Illinois. It operates 2 branches.

Does The Farmers State Bank And Trust Company have CFPB complaints?

No CFPB complaints against The Farmers State Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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