Milledgeville State Bank is a bank based in Milledgeville, Illinois, established in 1942, with $213 million in total assets across 1 branch. By Trust Grade it ranks 186th of 328 banks we track in Illinois. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Milledgeville State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Milledgeville State Bank compares to Illinois peers
How we graded Milledgeville State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Milledgeville State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 451 N Main Ave, Milledgeville, IL 61051
Are deposits at Milledgeville State Bank insured?
Yes. Milledgeville State Bank is an FDIC-insured bank (FDIC certificate #15873). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Milledgeville State Bank: frequently asked questions
Is Milledgeville State Bank a good bank?
Milledgeville State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.98%).
Is Milledgeville State Bank FDIC-insured?
Yes. Milledgeville State Bank is a FDIC-insured bank (FDIC certificate #15873). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Milledgeville State Bank?
Milledgeville State Bank holds $213 million in total assets, ranking 186th of 328 banks we track in Illinois. It operates 1 branch.
Does Milledgeville State Bank have CFPB complaints?
No CFPB complaints against Milledgeville State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
