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The Lemont National Bank

Lemont, IL · Est. 1901 · Website ↗
F
Trust Grade
Weak
Score: 29/100

The Lemont National Bank is a bank based in Lemont, Illinois, established in 1901, with $49 million in total assets across 1 branch. By Trust Grade it ranks 328th of 328 banks we track in Illinois. Its capital ratio of 2.6% trails most similarly sized banks (1th percentile), versus a Illinois median of 10.3%. It posted a loss over the most recent period (-3.94% return on assets), a point to watch. No consumer complaints against The Lemont National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$49.1M
<$100M institution
Deposits
$46.8M
Branches
1
Capital ratio
2.6%
Bottom 1% of <$100M peers · Illinois median 10.3%
Return on assets
-3.9%
Bottom 3% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#328
of 328 banks

How The Lemont National Bank compares to Illinois peers

Capital ratio
Bottom 1% of <$100M peers
The Lemont
2.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of <$100M peers
The Lemont
-3.9%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Lemont National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
29/100
Customer experience
n/a
Overall
F · 29
  • Below the well-capitalized threshold (2.6%)
  • Unprofitable over the period (ROA -3.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Lemont National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1201 State St, Lemont, IL 60439

Are deposits at The Lemont National Bank insured?

Yes. The Lemont National Bank is an FDIC-insured bank (FDIC certificate #3693). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Lemont National Bank: frequently asked questions

Is The Lemont National Bank a good bank?

The Lemont National Bank earns a Bankzia Trust Grade of F (29/100, "Weak"), based on a financial-strength score of 29/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (2.6%); Unprofitable over the period (ROA -3.94%).

Is The Lemont National Bank FDIC-insured?

Yes. The Lemont National Bank is a FDIC-insured bank (FDIC certificate #3693). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Lemont National Bank?

The Lemont National Bank holds $49 million in total assets, ranking 328th of 328 banks we track in Illinois. It operates 1 branch.

Does The Lemont National Bank have CFPB complaints?

No CFPB complaints against The Lemont National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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