First State Bank Of Olmsted is a bank based in Olmsted, Illinois, established in 1921, with $78 million in total assets across 3 branches. By Trust Grade it ranks 3rd of 328 banks we track in Illinois. Its capital ratio of 12.3% is stronger than 53% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against First State Bank Of Olmsted appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of Olmsted compares to Illinois peers
How we graded First State Bank Of Olmsted
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of Olmsted over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 102 1/2 N 4th St, Vienna, IL 62995
- 143 Glen Hall Dr, Mounds, IL 62964
- 185 N Front Street, Olmsted, IL 62970
Are deposits at First State Bank Of Olmsted insured?
Yes. First State Bank Of Olmsted is an FDIC-insured bank (FDIC certificate #10437). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of Olmsted: frequently asked questions
Is First State Bank Of Olmsted a good bank?
First State Bank Of Olmsted earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.22%).
Is First State Bank Of Olmsted FDIC-insured?
Yes. First State Bank Of Olmsted is a FDIC-insured bank (FDIC certificate #10437). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of Olmsted?
First State Bank Of Olmsted holds $78 million in total assets, ranking 3rd of 328 banks we track in Illinois. It operates 3 branches.
Does First State Bank Of Olmsted have CFPB complaints?
No CFPB complaints against First State Bank Of Olmsted appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
