Kinmundy Bank is a bank based in Kinmundy, Illinois, established in 1902, with $76 million in total assets across 1 branch. By Trust Grade it ranks 102nd of 328 banks we track in Illinois. Its capital ratio of 13.9% is stronger than 65% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 2.11% return on assets. No consumer complaints against Kinmundy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kinmundy Bank compares to Illinois peers
How we graded Kinmundy Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Strongly profitable (ROA 2.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kinmundy Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 201 S Madison St, Kinmundy, IL 62854
Are deposits at Kinmundy Bank insured?
Yes. Kinmundy Bank is an FDIC-insured bank (FDIC certificate #3805). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kinmundy Bank: frequently asked questions
Is Kinmundy Bank a good bank?
Kinmundy Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 2.11%).
Is Kinmundy Bank FDIC-insured?
Yes. Kinmundy Bank is a FDIC-insured bank (FDIC certificate #3805). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Kinmundy Bank?
Kinmundy Bank holds $76 million in total assets, ranking 102nd of 328 banks we track in Illinois. It operates 1 branch.
Does Kinmundy Bank have CFPB complaints?
No CFPB complaints against Kinmundy Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
