Grundy Bank is a bank based in Morris, Illinois, established in 1864, with $375 million in total assets across 4 branches. By Trust Grade it ranks 94th of 328 banks we track in Illinois. Its capital ratio of 14.2% is stronger than 87% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 3.34% return on assets. No consumer complaints against Grundy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Grundy Bank compares to Illinois peers
How we graded Grundy Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.2% capital ratio)
- Strongly profitable (ROA 3.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Grundy Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- Main And Franklin Streets, Morris, IL 60450
- 201 Liberty St, Morris, IL 60450
- 120 S Main St, Wilmington, IL 60481
- 444 Bedford Rd, Morris, IL 60450
Are deposits at Grundy Bank insured?
Yes. Grundy Bank is an FDIC-insured bank (FDIC certificate #3713). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Grundy Bank: frequently asked questions
Is Grundy Bank a good bank?
Grundy Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 3.34%).
Is Grundy Bank FDIC-insured?
Yes. Grundy Bank is a FDIC-insured bank (FDIC certificate #3713). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Grundy Bank?
Grundy Bank holds $375 million in total assets, ranking 94th of 328 banks we track in Illinois. It operates 4 branches.
Does Grundy Bank have CFPB complaints?
No CFPB complaints against Grundy Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
