Municipal Trust And Savings Bank is a bank based in Bourbonnais, Illinois, established in 1981, with $363 million in total assets across 2 branches. By Trust Grade it ranks 66th of 328 banks we track in Illinois. Its capital ratio of 15.4% is stronger than 91% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 3.10% return on assets. No consumer complaints against Municipal Trust And Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Municipal Trust And Savings Bank compares to Illinois peers
How we graded Municipal Trust And Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.4% capital ratio)
- Strongly profitable (ROA 3.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Municipal Trust And Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 228 N Dixie Hwy, Momence, IL 60954
- 720 Main St Nw, Bourbonnais, IL 60914
Are deposits at Municipal Trust And Savings Bank insured?
Yes. Municipal Trust And Savings Bank is an FDIC-insured bank (FDIC certificate #23546). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Municipal Trust And Savings Bank: frequently asked questions
Is Municipal Trust And Savings Bank a good bank?
Municipal Trust And Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Strongly profitable (ROA 3.10%).
Is Municipal Trust And Savings Bank FDIC-insured?
Yes. Municipal Trust And Savings Bank is a FDIC-insured bank (FDIC certificate #23546). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Municipal Trust And Savings Bank?
Municipal Trust And Savings Bank holds $363 million in total assets, ranking 66th of 328 banks we track in Illinois. It operates 2 branches.
Does Municipal Trust And Savings Bank have CFPB complaints?
No CFPB complaints against Municipal Trust And Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
