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First Bank And Trust Company Of Illinois

Palatine, IL · Est. 1962 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Bank And Trust Company Of Illinois is a bank based in Palatine, Illinois, established in 1962, with $222 million in total assets across 1 branch. By Trust Grade it ranks 52nd of 328 banks we track in Illinois. Its capital ratio of 16.5% is stronger than 93% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against First Bank And Trust Company Of Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$221.5M
$100M–1B institution
Deposits
$183.1M
Branches
1
Capital ratio
16.5%
Top 7% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.9%
Top 15% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#52
of 328 banks

How First Bank And Trust Company Of Illinois compares to Illinois peers

Capital ratio
Top 7% of $100M–1B peers
First Bank
16.5%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
First Bank
1.9%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Bank And Trust Company Of Illinois

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.5% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank And Trust Company Of Illinois over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 300 E Northwest Hwy, Palatine, IL 60067

Are deposits at First Bank And Trust Company Of Illinois insured?

Yes. First Bank And Trust Company Of Illinois is an FDIC-insured bank (FDIC certificate #18641). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank And Trust Company Of Illinois: frequently asked questions

Is First Bank And Trust Company Of Illinois a good bank?

First Bank And Trust Company Of Illinois earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Strongly profitable (ROA 1.91%).

Is First Bank And Trust Company Of Illinois FDIC-insured?

Yes. First Bank And Trust Company Of Illinois is a FDIC-insured bank (FDIC certificate #18641). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank And Trust Company Of Illinois?

First Bank And Trust Company Of Illinois holds $222 million in total assets, ranking 52nd of 328 banks we track in Illinois. It operates 1 branch.

Does First Bank And Trust Company Of Illinois have CFPB complaints?

No CFPB complaints against First Bank And Trust Company Of Illinois appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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