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Frederick Community Bank, The

Paxton, IL · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Frederick Community Bank, The is a bank based in Paxton, Illinois, established in 1920, with $198 million in total assets across 4 branches. By Trust Grade it ranks 5th of 328 banks we track in Illinois. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 2.18% return on assets. No consumer complaints against Frederick Community Bank, The appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$197.6M
$100M–1B institution
Deposits
$176.6M
Branches
4
Capital ratio
10.4%
Top 47% of $100M–1B peers · Illinois median 10.3%
Return on assets
2.2%
Top 9% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#5
of 328 banks

How Frederick Community Bank, The compares to Illinois peers

Capital ratio
Top 47% of $100M–1B peers
Frederick Community
10.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
Frederick Community
2.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Frederick Community Bank, The

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 2.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Frederick Community Bank, The over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 101 S Market St, Paxton, IL 60957
  • 101 W Church Ave, Cissna Park, IL 60924
  • 102 S 2nd St, Cissna Park, IL 60924
  • 106 N Market St, Paxton, IL 60957

Are deposits at Frederick Community Bank, The insured?

Yes. Frederick Community Bank, The is an FDIC-insured bank (FDIC certificate #10446). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Frederick Community Bank, The: frequently asked questions

Is Frederick Community Bank, The a good bank?

Frederick Community Bank, The earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 2.18%).

Is Frederick Community Bank, The FDIC-insured?

Yes. Frederick Community Bank, The is a FDIC-insured bank (FDIC certificate #10446). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Frederick Community Bank, The?

Frederick Community Bank, The holds $198 million in total assets, ranking 5th of 328 banks we track in Illinois. It operates 4 branches.

Does Frederick Community Bank, The have CFPB complaints?

No CFPB complaints against Frederick Community Bank, The appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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